Fractional CFO · Dallas–Fort Worth
Fractional CFO Services in Dallas, Built on Books You Can Trust
Monthly close, clear reporting and a CFO-level partner for the decisions that shape your business, all from one team.
Short answer: LUCI Financial Solutions provides fractional CFO services in Dallas together with the bookkeeping underneath them, for owners in Dallas, Frisco, Plano and across DFW. The same team that closes your books each month also forecasts cash, analyzes pricing and margins, and meets with you to plan major decisions, led by founder LaTara Scott, MBA, who has more than 25 years in accounting and financial operations leadership. It is built for established businesses, typically with $250K or more in annual revenue, that want a finance partner instead of a data-entry service or a full-time CFO salary.
Why clean books alone don’t tell you what to do next
Plenty of Dallas owners have a bookkeeper who reconciles every account on time and still can’t answer basic questions. Which clients or services actually make money? Why is the bank balance lower than the P&L suggests? Can we afford another hire in March? Those answers live in the books, but someone has to pull them out, put them in context and explain what they mean. If you want a refresher first, here is our plain-English guide to reading financial statements.
Answering those questions is a CFO’s job. Most businesses between a few hundred thousand and several million dollars in revenue don’t need one on payroll, and a full-time controller or CFO is a large fixed cost. A fractional CFO brings that judgment on a monthly schedule, sized to what the business needs right now. You are probably ready for one if:
- You receive monthly financial statements, but no one walks you through them.
- Profit looks healthy on paper while cash stays tight.
- You price work on instinct and aren’t sure which jobs or clients carry their weight.
- A big decision is coming, such as a key hire, a second location, a new service line or a loan, and you want numbers behind it.
- You have outgrown a solo bookkeeper and want controller-level review before statements reach you.
What a fractional CFO in Dallas does for you each month
Cash flow forecasting
We project cash forward from your actual books so you can see tight months coming and plan payroll, tax payments and purchases around them.
Scenario planning
Before you add staff, open a location or take on debt, we model the options side by side so you compare outcomes rather than guesses.
Pricing and margin analysis
We measure what each service, client type or job really earns after labor and overhead, and flag where pricing or scope should change.
Revenue and profit planning
Annual targets become monthly numbers, and budget-to-actual reporting shows where you are ahead or behind.
KPI dashboard
A short set of measures chosen for your business and tracked monthly, so attention goes to the few numbers that drive results.
Advisor coordination
We work alongside your CPA, banker and other advisors so everyone is using the same numbers.
Why your bookkeeping and CFO advice should come from one team
Advice is only as good as the numbers under it. When an outside advisor inherits books kept by someone else, the first months often go to questioning the data instead of using it. At LUCI, bookkeeping, review and advisory sit with one team:
- Inday Reo Pedere, Bookkeeper, with 7 years in QuickBooks Online, handles day-to-day bookkeeping and reconciliations.
- Erin Marchbanks, Senior Accountant, with more than 15 years of experience, runs month-end close, financial reporting and AP/AR, and reviews the numbers before they reach you.
- LaTara Scott, MBA, Founder and CEO, turns the closed books into forecasts, analysis and recommendations.
- Katrina Lochocki, CPA, Tax Strategist, reviews the accounting team’s work and prepares returns for clients who add integrated tax services.
The result is controller-level oversight and CFO-level guidance without hiring either role. LUCI operates virtually on secure cloud systems, so meetings happen by scheduled video or phone calls, and the firm serves clients across DFW and nationwide.
Which level of financial support fits your business
LUCI offers three monthly fixed-fee tiers. Fractional CFO work is part of the Scale tier, and it is also available as a standalone advisory engagement if your bookkeeping is already in good hands.
| What you get | Core | Growth | Scale (CFO Advisory) |
|---|---|---|---|
| Monthly bookkeeping, reconciliations and senior review | Included | Included | Included |
| Executive Summary, P&L, Balance Sheet, Statement of Cash Flows | Monthly | Monthly | Monthly, plus a written financial narrative |
| Meetings | Email support | Quarterly financial reviews | Monthly strategy meetings |
| Budget-to-actual and trend reporting | Not included | Included | Included |
| Cash flow work | Not included | Cash flow visibility | Forecasting and scenario planning |
| Pricing, margin, revenue and profit planning | Not included | Observations and recommendations | Full analysis and planning |
| KPI dashboard and CPA coordination | Not included | Not included | Included |
Fees depend on transaction volume, number of accounts, payroll and how much strategy work you need. You receive a clear fixed-fee proposal after a discovery call. The initial commitment is three months, then month-to-month.
How a fractional CFO engagement starts
- Discovery call. We learn how the business runs, which decisions are ahead and what you wish your reports told you.
- Fixed-fee proposal. You see the scope and the monthly fee before work begins. If the books need significant cleanup, that is proposed separately first.
- Onboarding, typically 2–4 weeks. We get access to QuickBooks and your other systems, review the books for accuracy, clean up what needs it and configure reporting.
- First close and baseline. Your first reviewed month-end package becomes the starting point for forecasts, KPIs and targets.
- Monthly rhythm. The books close, the senior accountant reviews them, and you meet to talk through results and upcoming decisions.
Frequently asked questions
What does a fractional CFO do for a small or midsize business?
A fractional CFO provides the planning and analysis a full-time CFO would, such as cash forecasting, pricing and margin analysis, budgets and scenario planning, on a part-time monthly schedule. At LUCI Financial Solutions this work is led by founder LaTara Scott, MBA, using books the LUCI team closes and reviews every month.
Can one Dallas firm handle both my bookkeeping and my fractional CFO needs?
Yes. LUCI Financial Solutions provides monthly bookkeeping, month-end close, management reporting and fractional CFO advisory from one team based in Dallas–Fort Worth. Because the same people keep and review the books, the advice rests on numbers they already stand behind.
Is a fractional CFO a good alternative to hiring a full-time controller or CFO?
For most established businesses that are not yet large enough to keep a senior finance executive busy full time, it is. You get controller-level review of the monthly close and CFO-level guidance on major decisions without adding a senior salary and benefits. If you later hire a full-time finance leader, the reporting and processes will already be in place.
My books are clean, but I still don’t understand my profitability. Who can help?
That gap is one of the most common reasons owners contact LUCI. Growth clients receive trend, budget-to-actual and cash flow reporting with written observations, and Scale clients meet monthly to walk through what the numbers mean and what to change.
How much do fractional CFO services cost in Dallas?
Cost depends on how much strategy work you need, your transaction volume, the number of accounts and whether payroll is involved. LUCI quotes a clear fixed monthly fee after a discovery call, with an initial three-month commitment and month-to-month service after that.
Can I hire LUCI only for fractional CFO work if I already have a bookkeeper?
Yes. Fractional CFO support is available as a standalone advisory engagement. The scope and fee are set out in a fixed-fee proposal after a discovery call.
Do you work only with Dallas businesses?
No. LUCI is based in Dallas–Fort Worth and works with clients nationwide. The firm operates virtually on secure cloud systems, and communication happens by email and scheduled meetings or calls.
Get a finance partner, not just a bookkeeper
Tell us which decisions are on your plate and what your current reports aren’t telling you. We’ll recommend the right level of support and send a fixed-fee proposal. Not ready for a call? Take the free 7-question Financial Operations Assessment to see where your finance function stands today.
214-233-5454 · [email protected]